Tuesday, September 27, 2016

What is Forex ?


The foreign exchange market is the "place" where currencies are traded. Currencies are important to most people around the world, whether they realize it or not, because currencies need to be exchanged in order to conduct foreign trade and business. If you are living in the U.S. and want to buy cheese from France, either you or the company that you buy the cheese from has to pay the French for the cheese in euros (EUR). This means that the U.S. importer would have to exchange the equivalent value of U.S. dollars (USD) into euros. The same goes for traveling. A French tourist in Egypt can't pay in euros to see the pyramids because it's not the locally accepted currency. As such, the tourist has to exchange the euros for the local currency, in this case the Egyptian pound, at the current exchange rate.
The need to exchange currencies is the primary reason why the forex market is the largest, most liquid financial market in the world. It dwarfs other markets in size, even the stock market, with an average traded value of around U.S. $2,000 billion per day. (The total volume changes all the time, but as of August 2012, the Bank for International Settlements (BIS) reported that the forex market traded in excess of U.S. $4.9 trillion per day.)
One unique aspect of this international market is that there is no central marketplace for foreign exchange. Rather, currency trading is conducted electronically over-the-counter (OTC), which means that all transactions occur via computer networks between traders around the world, rather than on one centralized exchange. The market is open 24 hours a day, five and a half days a week, and currencies are traded worldwide in the major financial centers of London, New York, Tokyo, Zurich, Frankfurt, Hong Kong, Singapore, Paris and Sydney - across almost every time zone. This means that when the trading day in the U.S. ends, the forex market begins anew in Tokyo and Hong Kong. As such, the forex market can be extremely active any time of the day, with price quotes changing constantly.
Spot Market and the Forwards and Futures Markets
There are actually three ways that institutions, corporations and individuals trade forex: the spot market, the forwards market and the futures market. The forex trading in the spot market always has been the largest market because it is the "underlying" real asset that the forwards and futures markets are based on. In the past, the futures market was the most popular venue for traders because it was available to individual investors for a longer period of time. However, with the advent of electronic trading, the spot market has witnessed a huge surge in activity and now surpasses the futures market as the preferred trading market for individual investors and speculators. When people refer to the forex market, they usually are referring to the spot market. The forwards and futures markets tend to be more popular with companies that need to hedge their foreign exchange risks out to a specific date in the future.
What is the spot market?
More specifically, the spot market is where currencies are bought and sold according to the current price. That price, determined by supply and demand, is a reflection of many things, including current interest rates, economic performance, sentiment towards ongoing political situations (both locally and internationally), as well as the perception of the future performance of one currency against another. When a deal is finalized, this is known as a "spot deal". It is a bilateral transaction by which one party delivers an agreed-upon currency amount to the counter party and receives a specified amount of another currency at the agreed-upon exchange rate value. After a position is closed, the settlement is in cash. Although the spot market is commonly known as one that deals with transactions in the present (rather than the future), these trades actually take two days for settlement.
What are the forwards and futures markets?
Unlike the spot market, the forwards and futures markets do not trade actual currencies. Instead they deal in contracts that represent claims to a certain currency type, a specific price per unit and a future date for settlement.
In the forwards market, contracts are bought and sold OTC between two parties, who determine the terms of the agreement between themselves.
In the futures market, futures contracts are bought and sold based upon a standard size and settlement date on public commodities markets, such as the Chicago Mercantile Exchange. In the U.S., the National Futures Association regulates the futures market. Futures contracts have specific details, including the number of units being traded, delivery and settlement dates, and minimum price increments that cannot be customized. The exchange acts as a counterpart to the trader, providing clearance and settlement.
Both types of contracts are binding and are typically settled for cash for the exchange in question upon expiry, although contracts can also be bought and sold before they expire. The forwards and futures markets can offer protection against risk when trading currencies. Usually, big international corporations use these markets in order to hedge against future exchange rate fluctuations, but speculators take part in these markets as well. (For a more in-depth introduction to futures, see Futures Fundamentals.)
Note that you'll see the terms: FX, forex, foreign-exchange market and currency market. These terms are synonymous and all refer to the forex market.

IELTS Writing Task 2 With Solution



ACADEMIC WRITING TASK 2


In Academic Task 2 of the Writing module, you are given brief details of an opinion, an argument or a problem, and have to produce an extended piece of discursive writing in response.
For example, you may have to consider an opinion or weigh the pros and cons of an argument before presenting your own view on the matter. You may also have to discuss various aspects of a problem and then outline your ideas for solving it.
IELTS-Writing.info is a fully comprehensive resource for passing the writing section of the IELTS exam with a grade of 6.5-7.0 or higher. Students are guided step-by-step through the different tasks in the writing module, using material developed in the classroom, by authors with many years’ experience in helping hundreds of IELTS candidates achieve a high IELTS score.
Here Below we are presenting you the example of Writing Task 2. We suggest you to take this example as a reference for you. We will regularly update more example here.
Types OF Task 2 Essay
Problem/SolutionWhat challenges/What strategies/How can this problem be addressed..?Explain some aspects of the issue./ Suggest suggestions/Make recommendations
Agree/DisagreeDo you agree or disagree?
Why?
Justify your opinion
Take a position, defend it strongly. Offer several reasons to support it.
PreferenceSome say A, some say B, Which do you prefer?Mention why you prefer one better…
Two sides of an argumentDiscuss/Compare/Contrast/ Advantages/DisadvantagesGive a balanced presentation. Indicate your position in conclusion
Make choices and justifyChoose any ….and justifyEach of the choices becomes the topic of one paragraph. Give reasons.
Evaluate an argumentTo what extent..?/
How important….?
What do u think?
You will probably take a position which is somewhere in between agreement and disagreement
What should you do before you begin writing essay?
Remember!
Make a planning!
Different steps of planning
  1. Understand the question/its parts and decide what you want to write
  2. Decide the number of paragraphs
  3. What supporting ideas/examples to write
  4. What should be the order of the points
  5. Then focus on how to write
  6. Remember the following elements while writing]
  1. grammar
  2. vocabulary
  3. spelling
  4. punctuation
Some frequently asked questions
  1. People today move to new cities or new countries more than ever before. What challenges do they experience? What strategies are there to meet these challenges?
Give reasons for your answer and include any relevant ideas from your own knowledge or experience.

     Apply the following methods to deal with this question
  1. Analyze this question/parts/key vocabulary etc.
  1. What type of essay is it? What are the key words?
  2. What are the question parts?
  1. Form logics/ideas
  1. What are the challenges?
  2. What are the strategies?
  1. Design your paragraphs in order
  1. Introduction- Give a background information why people move. Present the parts of the questions and then answer in brief
  2. Paragraphs topics – challenges and strategies
  3. Conclusion - Summarize and re-state opinion
You should spend about 40 minutes on this task. Remember, it doesn't matter if you can write an essay like this if it takes you one hour -- you need to do it in about 40 minutes.
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Example 1
Successful sports professionals can earn a great deal more money than people in other important professions. Some people think this is fully justified while others think it is unfair. Discuss both these views and give your opinion.
The world of sports is a multi million dollar industry. Around the globe, people flock to sporting events or watch their favorite teams faithfully each week on television. As a result, professional sports athletes receive huge salaries – well above, for example, those of doctors, lawyers, teachers or social workers. There is some debate about whether such outrageously high salaries are justified.
On the one hand, sport is viewed as a professional career, in which the top players should rightly earn high salaries. Athletes train rigorously from an early age to become peak performers in their field. They face tremendous pressure in each and every game, match or competition. Their personal lives are compromised and they lose all privacy. At the same time, their strong achievements bring honor and attention, not only to themselves, but also to their teams, schools, cities or countries.
On the other hand, various professions contribute to making our world run smoothly. Doctors put in at least ten years of grueling study and internship; their work saves lives. Teachers educate and inspire young people to be responsible citizens: their efforts produce the citizens of tomorrow. Social workers rescue individuals facing physical, mental and psychological challenges: their intervention creates safer societies.
Yet, professionals in the fields above usually struggle to get by, despite their meaningful and critical contribution to the world.
In my view, paying enormous salaries to sportspeople is unnecessary. We need to reconsider our social priorities and eliminate the great disparity in income received by diverse professionals. By doing so, we can build societies in which each one feels valued, appreciated and appropriately compensated for their own vocation or specialization.
Example 2
Using a computer every day can have more negative than positive effects on children. Do you agree or disagree?
In today's modern world, computers are an essential part of everyday life. Around the globe, children often use computers from a very young age. Although it is important for children to participate in various well-balanced activities, in my opinion, children who use the computer daily are actually developing a critical skill for future success. The bases for my views are personal, academic, and professional.
From a personal point of view, computers are an invaluable resource to help young people explore the world around them. For example, children who use Internet to satisfy their curiosity about diverse topics are already becoming independent learners. No child with a computer is ever bored! By starting early in their lives, children feel totally at ease around computers; they are also able to take advantage of the wide range of services computers provide.
From an academic viewpoint, children have no choice but to master this technological invention. For instance, when I was in university, students brought their laptops to class to take notes, do research and exchange information. They wrote assignments, created presentations and developed databases. Children who build early confidence and experience in these abilities are at a distinct advantage over those who have not.
From a professional perspective, the computer has found a permanent place in the workplace. Today, employers still pay to provide computer training to their employees. Tomorrow, corporations will expect prospective job applicants to already possess these critical job skills. Consequently, parents who encourage their child to use the computer for a reasonable period of time daily are in fact investing in the child's future career.
In conclusion, there is no doubt that the computer as a technological tool is here to stay. The sooner children become computer-literate, the better for many aspects of their future lives.
Example 3
In some countries, young people are encouraged to work or travel for a year between finishing high school and starting university studies. Discuss the advantages and disadvantages for young people who decide to do this.
Taking a “gap year” off between high school and university has become a popular option among many young people. This time off provides a break after many years of formal study. Some students use this time to travel around the world, others volunteer and still others begin working. The idea behind each of these activities is to do something hands-on and refreshing, which enables young people to learn more about themselves and their place in the world around them.
The benefits of taking a year off are plentiful. On a personal level, students who travel away from home develop their independence and self-confidence. On a cultural level, they learn about viewpoints, traditions and perspectives different from their own. Professionally, students get a taste of diverse workplaces, which might inspire a possible career interest. Intellectually, they examine their own beliefs and ideas in relation to those of others in a new environment. All these advantages combine to make a strong case for taking the one-year break.
Nevertheless, there are also dangers involved in taking such a long break. Academically, the main drawback is that students can get sidetracked from their studies. A year is a long time and students could lose the good study habits and sense of discipline they had when they were in a formal academic structure. If they begin working, they could also be deluded into thinking that they’re making a lot of money. They could lose the benefit of college or university education and the chance to earn a higher income all their lives.
In conclusion, whether to take a year-long break or not is an individual decision. Each young person should consider his or her motivations carefully and decide on what’s most desirable. Time is a precious resource and people of all ages, including young people, should treat it with respect.
Example 4
Universities should accept equal numbers of men and women in every subject.To what extent do you agree with this statement?
Gender issues have been increasing in importance through the centuries. In almost every sphere of human activity, there has been a movement towards greater equality between men and women. Although I agree that universities should open their doors to all students alike, in my view, they need not set a fixed limit on the number of men and women they accept in each subject. The bases for my views are psychological and personal.
Psychologically-speaking, men and women are simply different, though they have the same potential for greatness. For example, women tend to be more intuitive, sensitive to others and caring. This means they may feel drawn, on the basis of their personalities, to certain kinds of professions such as teaching, nursing, or psychology, even if all fields are open to them. In such a context, it is best for universities to choose the best applicants, regardless of gender.
Personally, students need to discover their true calling. This is an individual matter and is not influenced by the universities reserving seats for men or women. For example, if the majority of women shy away from math or engineering, perhaps it has to do with their upbringing, which has influenced their interests. The universities will not be able to reverse this trend, though they should always look out for the most qualified candidates.
In conclusion, equality cannot be forced upon people – not in the area of education, employment or family life. Equality is about having choices and those who prove themselves capable will qualify for university, regardless of gender. It is only right that universities reflect and respect these free and natural choices being exercised by their students.
Example 5
The rising levels of congestion and air pollution found in most of the world cities can be attributed directly to the rapidly increasing number of private cars in use. In order to reverse this decline in the quality of life in cities, attempts must be made to encourage people to use their cars less and public transport more. Discuss possible ways to encourage the use of public transport.
In a world of increasing environmental awareness improved public transport represents the way of the future. Although people do enjoy the convenience and privacy of traveling in their own private vehicles, in my opinion they may choose public transport if it fulfills certain conditions. These conditions fall into three broad categories: attitudinal, financial and logistical.
From an attitudinal perspective, people must first be convinced of the benefits of public transportation. An educational or public relations campaign must be launched to sensitize those who might have disregarded this possibility before. People should be familiarized with the environmental, social and personal benefits for present and future generations. This is one step.
From a financial perspective, public transportation must be a clear and viable benefit to consumers. In other words, it must be more affordable than driving to work every day. For example, if people know that by using bus and subway, they can save enough money to take a free holiday each year, many more individuals would be persuaded to travel in this way. This is another critical step.
From a logistical perspective, public transportation should be convenient for commuters. City planners and transport officials must ensure that frequent and reliable public transportation is available for each citizen. For people to make the habit of traveling by bus or subway, they must know that they will be able to get to various places on time. Transport vehicles must be well maintained, subway and bus drivers should be customer-oriented and service must be punctual and efficient. This is an additional important step.
In conclusion, through a multi-pronged approach, it is possible to increase the use of public transportation. City officials and politicians can lead the way by utilizing these forms of transport themselves and bringing about change through personal example. Then, more citizens will follow suit and we may all hope to live in a cleaner, less polluted environment.
Example 6
Many people believe that women make better parents than men and that this is why they have a greater role in raising children in most societies. Others claim that men are just as good as women at parenting. Write an essay expressing your point of view. Give reasons for your answer.
A child is born to two parents – a man and a woman. Both sexes play a crucial role in raising the child. Although fathers can make excellent parents, in my opinion, mothers are in reality better parents based on their natural intuition and compassionate tendencies.
Firstly,for a wide variety of social-cultural reasons, women tend to have more intuitive intelligence than men. It is this intuition that enables the mother to know when her child needs her.In addition,women often know how to read non-verbal signals in human behavior, which can alert them to issues and problems in the child’s life. All of these “perceptive skills” play a major role in making the mother a close, responsible and responsive parent.
Secondly, most mothers share a inimitable bond with their children. Perhaps this bond arises during the nine months of pregnancy; perhaps it is reinforced through the act of breastfeeding. Whatever the cause, there often appears to be a lifelong silver chord or psychic connection between mother and child. As a result, the mother is able to evaluate the child’s actions from the viewpoint of his/her intentions, and not just results. This empathy is priceless and cannot easily be replicated. Although fathers may form deep loving bonds with their children, they may not be able to match the depth of closeness shared by mother and child.
In conclusion, although both parents are certainly capable of caring for the child, the mother often makes a better parent. Anyone who has experienced the unconditional acceptance of a mother’s love can bear witness to this reality.
Example 7
Foreign language instruction should begin in kindergarten. Discuss.
According to a famous saying, “The limits of my language are the limits of my world.” Indeed, the ability to speak several languages is considered one of the hallmarks of a cultured person. From this perspective, foreign language instruction should begin as early as possible in order to achieve near-native fluency. The reasons behind this approach are intellectual, social and professional.
Intellectually, learning a foreign language at a young age enables children to develop their brain. At this age, children’s minds are like sponges and their capacities are limitless. They have less inhibition or biases against learning different subjects. They can learn one, two or three languages without confusion; it would only serve to expand their minds. Therefore, it is ideal to start teaching a foreign language in kindergarten.
Socially, learning a foreign language enables the young child to enter a wider cultural world. By learning to speak, think and understand a different language, the child develops greater cross-cultural awareness. This critical ability enables the child to make friends with, identify with and empathize with others who speak the additional language.
Professionally, by learning a foreign language in kindergarten, the child expands his/her future career horizons. In today’s increasingly globalized world, bilingual and multilingual individuals are in high demand. The child who achieves this fluency naturally and easily at a young age already has an edge over others in the job market.
In summary, numerous benefits flow from teaching a foreign language from kindergarten. The child will most likely grow up to thank those who made such a learning experience possible.
Example 8
Improvements in health, education and trade are essential for the development of poorer nations. However, the governments of richer nations should take more responsibility for helping poorer nations in such areas. To what extent do you agree or disagree with this opinion. Some countries may see the word help as opportunity to take advantage. And if you say to take more responsibilities in this context what do you mean?
Many reach nations use the bad situation in poor countries to make money from the low cost of labor and natural resources. They build factories, industrial zones that cause ecological damages by pollution and wrong using of fields, forests and rivers. Also they cause damage to human resources. People work many hours a day, in bad working conditions badly affecting health. So called assistance to poor countries by making new job opportunities and bringing new technologies in fact becomes destruction of human resources and the countries.
Other rich countries help to increase standard of living in weak countries by means of building political stability and investing money in health, education and tourism. Today we see the examples on Africa continent. The developed nations long term exploitation led to civil wars, diseases and starvation .And now a new era of prosperity begins due to new way of assistant, which is expressed not in taking advantage but in sharing knowledge, making the tourists trips, trading and having sport’s arranging. This way may bring the poor countries to wealth, education and economical growth, the more the reach countries take responsibilities in such areas the better living standard will be.
Taking into the regard the above said I believe that it is necessary to help poor countries to improve health, education and trade but do this with open heart and not persuade selfish interests.
Example 9
In some countries, teenagers have jobs while they are still students. Do you think this is a good idea? Support your opinion by using specific reasons and details.
I don’t think it is a good idea for teenagers to have jobs while they are still students. It can interfere with their studies, It can disrupt their home life, and it takes away part of their childhood that their can never replace. Education today is very complex and difficult. In order to learn and get good grades, a student must work very hard and concentrate, this means attending classes from early in the morning until late afternoon, then doing research for projects, then going home and doing homework. It’s a busy schedule for everyone. For someone trying to hold down a job, it’s even harder. Students need all their energy for their studies. If they’re working after class at night, they’re going to be tired the next day. They won’t be able to concentrate. This will have a negative impact on their learning, and eventually on their grades.
Having a job can also disrupt a teenager’s home life. Families spend less and less time together. If a teenager has a job to go to after school, he won’t be home for dinner. He won’t be home after dinner either, and may not get home until late at night, This means he doesn’t have a lot of time to spend with his family .If he doesn’t have a car, it can mean changes in his parents’ schedule ,too. They have to drive him to work and pick him up.
The main drawback of a teenager having a job while he’s still a student is that he’s missing out on the fun of being young. He has a whole lifetime in which he’ll have to earn a living. This is the last free time he’ll have, it’s the last chance he’ll have to hang out with friends and just enjoy himself. Soon enough he’ll have to worry about paying the rent and buying food. Jobs bring money, but money isn’t everything. A teenager with a job gives us too much. No one should spend all his time at working, and especially not a teenager.
Example 10
It is generally accepted that families are not as close as they used to be. Give some reasons why this change has happened and suggest how families could be brought closer together. Include any relevant examples from your experience
It becomes normal in our days that the majority of the families are not as closed as they used to be. The family ties gradually fall apart and the families spent less time together today.
There are several reasons for this problem. First reason is intensive life and work competition. Human population permanently rises, so there are not enough opportunities to find good vacancies. The modern employers demands to stay many hours at work and frequently to work on holidays. How many times have you planned to have a fun with your family in a public garden or visit parents and your boss asked you to arrive to the work? ?The work is our second house someone said? I believe it is the first one. In addition women became an important part of labor market nowadays; this is not like it was in the past, when woman ran and kept family traditions and unity. This is the main reason of degradation of family closeness and ties.
There is another reason weakening family relationships. Before traveling from place to place took much time, today it takes a dozen of minutes, so family’s members often move to other cities or countries. For example I have relatives in three different cities, and we seldom see each other. In fact the technology progress seriously distances us.
Less and less natural places are remained for the population growth. Megalopolises demand more and more space, thus suburbs and countries disappear. For this reason it is no chance for families to spend the time together and strengthen their connection. It takes three hour to my family to get to the public garden, and I don’t have this time.
I have several suggests according to said above: First, arrange the four days working week, second, the family members have to dwell in the same area close to each other, at last, appeal to the authorities to preserve the green isles of real nature in sea of concrete and steel.
To sum up, it is very important to keep close relations within family and assist each other and rise the new generation in good ambiance.
Example 11
Most young people without a partner would prefer to have a boyfriend or girlfriend. Yet being in a relationship when you are young is not always a good idea. Write about whether you agree or disagree.
Being a single it is contradictory to the human nature. People always attempt to have a couple since an ancient time. Today young boys and girls commence affection to opposite sex early. And sometimes it leads to complicated life situations.
A time young people want to meet boyfriend or girlfriend, is very important for their future. They have to finish high school. But for majority the future is less interesting, and they prefer falling in love and having fun. Teenagers don’t have enough experience how to cope with conflict situations and sometimes the love affair may break the children’s future and bring them to tragedy. There are many examples of youngster’s relationships in classic literature for instance William Shakespeare’s Romeo and Juliet and such classical cases are common in our days. It is important that parents assist children to handle their fillings, in such a way to avoid tragedies.
New experiences and discoveries are obtained during studding in the high school. And this time is most beautiful and remarkable in the life. In addition to experiences and knowledge teenagers learn how to deal with opposite sex. And gained experience offsets to whole youngsters’ life. For instance the young man who had no problems with the opposite sex and could avoid any complications he would succeed in the life on the other side if the person had problems they would reflect in his life in future. I am certain that any restriction mustn’t be applied on young people in their relationship with opposite sex.
I agree with statement: Being in a relationship when you are young is not always a good idea, but it is almost impossible to change something when it has occurred. The only things we can do as parents are to give our children relevant information about life situations they can fall into and not to influence on the taking their own decisions.
Regarding to above said, I think that whatever attempts we had taken the life would claim what is necessary. Pushing the teenagers towards the solutions or actions we consider right will cause only the opposite effect resulting the gap between generations.
Example 12
People work because they need money to live. What are some other reasons that people work? Discuss one or more of these reasons. Use specific examples and details to support your answer.
Although people work to earn money, money is not the main reason people stay in their jobs. They also work because they enjoy working, they receive job satisfaction, and they like the sense of accomplishment.
Most people work for work’s sake. They enjoy going to an office, or store, or school each day. They like to interact with other people. They like to help people solve problems, learn something, or get a product. People like to help other people.
A lot of people keep the same job because the job gives them a lot of satisfaction. They genuinely enjoy what they do. This is true for most teachers. A teachers pay is not very great, but the job satisfaction can be very high. Helping someone learn is one of the greatest things anyone can do.
People enjoy their work because they like the sense of accomplishment. They like to know what they finished a project. People, who work in factories, take pride in the car they produce or the television they assemble. When they see a car on the street, they can feel a sense of accomplishment. They helped make that car.
Money is nice, but it is not the only reason people get up and go to work each day. I believe that people work because they enjoy the act of working; they find their work personally rewarding; and they like the feeling of a job well done.
Example 13
Research  is an essential part of completing assignments. The essential part of assignment is research. There are many techniques and tutorials explaining how to do the research. But most of all is important the completing report getting good and informative source. There is a plenty sources in the science world, divided in two categories: the written researches and observations.
The written sources are being kept in the libraries or being bought in the book stores. These kinds of sources are commonly used and contained boundless quantity of helpful information. The approach to information is convenient and facile. But due to huge variety of books and researches, it is difficult to choose the right source. So it is extremely recommended to ask the course tutor for list of useful books.
In addition there is possibility of getting staff from the internet. This is contemporary way to get information. You can use the powerful search engines to obtain interested sources. The best search engine today is Google. This engine has option for advanced search that is very helpful in finding the more useful information on your behalf. If you chose this way completing your research you find it very helpful and useful.
The observation is another way to gather the information for your research. In the contrary to written sources, commonly used, observation demanded high skills and much time. The main idea to make observation is choosing object of your study work, and describe the behavior changes occurred due to experiment. This source mostly used in quality researches, because this is the only way to get information about process named behavior. In order to get correct information making observation, apply to you tutor or use professional books explaining use of this facility.
The written resources have all necessary information preferable, and the only thing you require to do is locate where they are and make your opinion due to your research. To perform the assignments and ground you opinion with explicit facts, always attach a list of sources to your research, in light of showing, how serious and professional you approach is.
Example 14
Should governments spend more money on improving roads and highways, or should governments spends more money on improving public transportation ( buses, trains, subways)? Why? Use specific reasons and details to develop your essay.
Governments should definitely spend more money on improving all forms of public transportation. These include buses, subways and trains. This is the best way to preserve natural resources and reduce pollution.
As a planet, we?re dealing with a finite amount of natural resources. Once they’re gone, they can’t be replaced. They can’t fill our need for oil and gasoline forever. But we seem to forget that and consume them at an incredible rate. In wealthier counties, some families have two or three cars. As soon as teenagers get their driver’s licenses, they?re given cars so their parents won’t have to drive them places.
Public transportation hasn’t been sufficiently developed. Because of this, suburban areas surrounding cities have been allowed to sprawl more and more widely. This means that people can’t even go to the store without having to hop into the car. Everything is too far away from where they live. If there were better and more frequent public transportation, people would be able to give up their cars for local driving.
As a result of all the cars being driven, we?re dealing with terrible pollution problems. In big cities, there are days during the summer when the elderly and people with respiratory problems are advised not to leave the house. Ten years ago this was unheard of! Now it’s the norm. Public transportation would cut down considerably on air pollution.
Public transportation also encourages a sense of community. People who travel to work together all the time get to know each other. Car isolate us from neighbors. However, people feel they need to drive because they can’t depend on public transportation to fit their schedules. If more money were available, buses, subways and trains could run 24 hours a day. Then they would be available all the time to the people who need them. I always try to take public transportation whenever possible, and I encourage friends and neighbors to try it too. I think we must support public transportation in order to create a better world.
Example 15
Some British families decide not to buy televisions because they influence the development of the creativity of children. What do you think?
With the rapid development of science and technology, television, as a new invention in the 20th century is becoming very populous in people’s life. People can be informed of the latest news and enjoy the colorful programs at home. In my opinion, television will not affect children’s creativity as exaggerated.
Firstly, television is the most effective tool to inform children of the latest news and scientific development over the world. Television tells us the recent development of some researches, such as clone technology, Genetic breakthroughs, the new computing technology and so on, which can stimulate the imagination of children and encourage them to carry out relevant experiments, making new findings and breakthroughs in their study.
Secondly, some programs like adventures and geography can enlarge children’s knowledge of scope. With the emerge of information technology, the knowledge in textbooks cannot satisfy children’s curiosity any more. Children need to learn wider knowledge and know more about our world. Programs like adventures can cultivate children’s creativity and the ability to tackle difficulty; programs like geography can teach children knowledge about different countries in the world and initiate their aspiration to know about the nature; programs about science can inspire children’s interest in science and technology.
However, the improper programs on television sometimes play negative role in the growth of children. The shots about violence, crimes and pornography contents are making children walk on the criminal road.
Example 16
Some people believe that the world is much less safe today than it used to be. There are still many wars being fought, and high-tech weapons are sold openly to any country that wants to buy them. In cities, violent crime is increasing every year. It is not very safe world in which to bring up children. Do you agree or disagree? Give reasons for your answer.
Indeed, it is not safe world to bring children up. Today people are running wars and making crimes as they did years before. But in the contrary to the ancient time the quantity of wars is decreased as much as the crimes. So probably there are other reasons making this world unsafe. Down below I will try to find out these reasons and discuss them.
In my opinion, the main danger in nowadays world is the lack of ecological safety because of pollution and non correct using of natural resources. All these are the main reasons for nature disasters and deadly diseases that bring the world today to be more unsafe than it was before. We know how to cope with crimes and violent and how to stop war’s escalation, but we never know when the next quake will occurred. Thus the possibility to die from nature disaster is greater than to be killed in the war or by assassination.
Another source of unsafe feelings is uncontrolled technological and science development. Who knows how cloning people and developing nuclear technologies could affect our future? The possible answers we can see in the Hollywood’s movies for instance. The Clone’s Attack. In addition, the developing of artificial intelligence could lead the war of people and machine. Thus the uncertainty caused by uncontrolled technology progress fills our hearts with fears for the children’s future.
To conclude the said above, I think there are many reasons to unsafe feelings, and all that reasons have the same sources human nature.
To sum up, we can see many examples of people’s efforts to turn the world into safer place, and it gives us the hope and the power to continue bringing new life.66

Lipoma - Cause, Symptoms, Prevention


What is a lipoma?
A lipoma is a growth of fat cells in a thin, fibrous capsule usually found just below the skin. Lipomas aren't cancer and don't turn into cancer. They are found most often on the torso, neck, upper thighs, upper arms, and armpits, but they can occur almost anywhere in the body. One or more lipomas may be present at the same time.
Lipomas are the most common noncancerous soft tissue growth.
What causes a lipoma?
The cause of lipomas is not completely understood, but the tendency to develop them is inherited. A minor injury may trigger the growth. Being overweight does not cause lipomas.
What are the symptoms of a lipoma?
Lipomas usually:
  • Are small [0.4 in. (1 cm) to 1.2 in. (3 cm)] and felt just under the skin.
  • Are movable and have a soft, rubbery consistency.
  • Do not cause pain.
  • Remain the same size over years or grow very slowly.
  • Often the most bothersome symptom is the location or increased size that makes the lipoma noticeable by others.
Since they don’t commonly cause pain, lipomas are not usually treated. In the event that one becomes painful, infected or extremely bothersome, it can be removed by a health care professional. Lipomas appear across all age groups but most commonly in middle-aged men and women. The cause of lipomas is not completely understood, but the tendency to develop them is believed to be inherited. A minor injury may also trigger growth.

How are lipomas treated?
Lipomas usually are not treated, because most of them don't hurt or cause problems. Your doctor may order an imaging test, such as an ultrasound. Or your doctor might remove the lipoma if it is painful, gets infected, or bothers you.
Most lipomas can be removed in the doctor's office or outpatient surgery center. The doctor injects a local anesthetic around the lipoma, makes an incision in the skin, removes the growth, and closes the incision with stitches (sutures). If the lipoma is in an area of the body that cannot be easily reached through a simple incision in the skin, the lipoma may need to be removed in the operating room under general anesthesia.
Who is affected by lipomas?
Lipomas occur in all age groups but most often appear in middle age. Single lipomas occur with equal frequency in men and women. Multiple lipomas occur more frequently in men.
How is a lipoma diagnosed?
Your caregiver will examine you. He may feel the area around your lipoma. Tell your caregiver about any signs and symptoms you have. You may need any of the following:
  • Ultrasound: An ultrasound uses sound waves to show pictures on a monitor. An ultrasound may be done to look at your lipoma and surrounding tissue.
  • X-ray: An x-ray may be taken to check for lipomas in your muscles and other areas of your body.
  • CT scan: This test is also called a CAT scan. An x-ray machine uses a computer to take pictures of your lipoma and nearby tissue. You may be given a dye before the pictures are taken to help caregivers see the pictures better. Tell the caregiver if you have ever had an allergic reaction to contrast dye.
  • MRI: This scan uses powerful magnets and a computer to take pictures of your lipoma and nearby tissue. You may be given dye to help the pictures show up better. Tell the caregiver if you have ever had an allergic reaction to contrast dye. Do not enter the MRI room with anything metal. Metal can cause serious injury. Tell the caregiver if you have any metal in or on your body.
  • Biopsy: During this procedure, a small amount of tissue is removed from your lipoma. The tissue sample will be sent to a lab for tests.
If you are living with lipomas and searching for a natural way to remove them, check out these home remedies that might just do the trick!
 Natural Oil and Herb Ointment
natural-oil
  • Neem oil is an astringent that helps to protect your skin. It’s commonly used in ancient Indian medicine to treat lipomas.
  • Flaxseed oil has levels of omega-3 and omega-6 fatty acids, which help to reduce inflammation.
  • Cooled green tea is high in antioxidants to help regulate blood sugar and fatty tissue, so it works great as a base.
  • Make an ointment using these three ingredients to help reduce the size and appearance of lipomas.
Honey and Flour
honey and flour
  • Mix some raw honey with some flour and apply the mixture directly on the skin lump. The thickness of the application should be 1/2-1 cm in depth, so make sure the mix is fairly thick.
  • Cover the lump with a paper towel or a bandage to keep the creamy mixture in place.
  • Keep the mixture on for a day or up to 36 hours, then remove it and repeat.
  • Repeat this method five times, and make the treatment last for about a week. This treatment will help fatty deposits under your skin to disappear.
 Turmeric and Chickweed Salve
tumeric
  • Take 6 tablespoons of organic extra virgin olive oil, 2 tablespoons of organic beeswax, 1 tablespoon of turmeric and 1 tablespoon of chickweed powder.
  • Melt the beeswax in a pot over the stove then add in the olive oil.
  • When the oil and wax is combined, turn the heat off and stir in the herbs.
  • Pour the cooled mixture into a jar.
  • Place some of the mix onto the affected area and cover it.
Treating Lipomas with Natural Oils and Herbs
Create an ointment using natural oils and herbs. Natural oils such as neem and flaxseed make excellent base for ointments. Experiment with different combinations of herbs and oils.
  • Neem oil is an astringent that helps protect your skin. It is commonly used in Ayurvedic (ancient Indian) medicine to treat lipomas.
  • Flaxseed oil has high levels of omega-3 and omega-6 fatty acids. Omega-3 and omega-6 fatty acids help to reduce inflammation.Be sure to buy flaxseed oil certified to be free of heavy metals, such as lead and mercury.
  • While not a natural oil, cooled green tea is a great alternative for your base. It is high in antioxidants that help regulate blood sugar and blood fats.
Mix chickweed with a natural oil or tea base.
  • Blend 1 teaspoon of chickweed to 2-3 tablespoons of neem oil or flaxseed oil. Apply the salve to the lipoma.
    Chickweed is used to reduce fats.
  • You can also use 1-2 tablespoons of cooled green tea instead of neem or flaxseed oil to make a paste.
Try creating an ointment with turmeric.
  • Put 1 teaspoon of turmeric together with 2-3 tablespoons of neem oil or flaxseed oil. Smooth the ointment onto the lipoma. Your skin will turn a bit orange or yellow because of the turmeric. Cover the lipoma with a bandage to protect your clothes.
  • Turmeric, like neem oil, is commonly used in Ayurvedic medicine.
  • For a paste, add 1-2 tablespoons of cooled green tea instead of neem or flaxseed oil to the turmeric.
Switch to organic foods as much as possible.
  • Switching to organic foods reduces the number of preservatives and additives you eat. Your liver will then be able to focus on removing the toxins stored in the lipoma’s fatty tissue.
  • Limiting the amount of processed and pre-packaged food you eat will also limit the amount of additives and preservatives you eat.
Natural Treatment

Top 10 Travel Destinations In Nepal.

Nepal is a Beautiful Country gifted with Nature and Cultural Heritage. It is a country with more culture and tradition in a small piece of land.

Coming back to our topic Nepal is one of the most popular tourism country with Mountains, Rivers, Lakes, National Parks, Rafting, Wildlife Areas, Heritages. Lumbini  "the birth place of Lord Buddha " is also in Nepal .

Anyways, here we have ten of the most amazing places you could travel to while you’re in, or planning to visit Nepal. However, we  have selected the places on our own discretion so, most of the other popular places to visit in Nepal, especially ones that are advertised a lot on other sites may not be enlisted below… so now… here we have ten of the most life-defining travel destinations in Nepal.
1. Everest Base Camp
Everest Base Camp
We know that The Highest Peak in the World is Mt. Everest lies in Nepal. It is either of two base camp camps on opposite sides of Mount Everest. The Two base camp are South Base Camp and North Base Camp. The South Base Camp is in Nepal and North Base Camp is in Tibet.The Everest Base Camp trek on south side is one of the most popular trekking routes in the Himalayas and is visited by thousand of trekkers each year. The route used by trekker is from Kathmandu to Lukla thus by saving time and energy. These is because of no road way from Kathmandu to Lukla. It will take a long time if trekkers choose another route to reach to Lukla.
The Camp Lies in 5364 meter and is considered as the rest point for the climbers who aims to climb Mt. Everest. The journey is challenging and require a high level of fitness. Usually Climber stay in Base camp for studying the risk of altitude problem, bad weather etc.
2. Tilicho Lake 
Tilicho Lake
Tilicho Lake is one of the highest Lakes in the world at attitude of 4919 meters. It is located in Annapurna Range of the Himalayas in Manang district of Nepal.
Tilicho Lake is the destination of one of the most popular side hikes of the Annapurna Circuit trek. The hike takes additional 3–4 days. No camping is required, as new lodges have been built between Manang and the lake. Final approach to the lake is done in a day hike from the lodge at Tilicho Base Camp.
Trekkers attempting the Annapurna Circuit route usually cross the watershed between Manang and Kali Gandaki valleys over the 5416 meters high Thorong La pass. The alternate route skirting Tilicho Lake from the north has been gaining popularity. This route is more demanding and requires at least one night of camping. There are no teahouses or lodges past the Tilicho Base Camp lodge some kilometers east of the lake and the next village of Thini Gaon in the Kali Gandaki valley. Most groups spend two nights between these places. There are two passes leading to Thini Gaon and Jomsom; Mesokanto La and Tilicho North pass known also as Tilicho "Tourist pass". These routes via Tilicho Lake are more often closed by snow than the higher Thorong La.
It was also the site of one of the highest ever altitude scuba dives. A Russian diving team consisting of Andrei Andryushin, Denis Bakin and Maxim Gresko conducted a scuba dive in the lake in 2000.
3. Poon Hill
Poon Hill
Poon Hill is the view point in the Annapurna Foothills that offer the most amazing and wonderful mountain view. It take few hour to reach to Poon Hill from Ghorepani . Ghorepani is a village in Myagdi District in the Dhaulagiri Zone of northern-central Nepal. It lies 17 kilometres from the district capital of Beni at an elevation of approximately 2874 m. The Ghorepani and Poon Hill trek is a colorful foray into the Annapurna Region which starts and ends in Pokhara. The trail goes through patchwork valleys, dense mossy forests and past icy waterfalls where one can stop to cool off and rest. On the way to Poon hill around every corner is a tantalizing glimpse of the high mountains, whole horizon of which is revealed to you as you reach the higher points of your trek. The trek to Poon hill certainly one not to miss out on if you are planning to visit Nepal anytime soon.
4. Chitwan National Park 
Chitwan National Park
Chitwan National Park is the first national park in Nepal established in 1973. It is declared as World Heritage Site in 1984.It was initially call Royal Chitwan National Park and was renamed Chitwan National Park after the dismiss of the Royal Family. This place is located in the central western subtropical part of the Nepal and covers the areas of 932 sq.km in the Terrain.
Many Tourist chose this destination to  see differetn kind of birds, Reptles, Mammels etc. The most endangered animal like one horned rhinoceros, bangal tigers and different species of elephant are safely staying in these area for long time. Moreover  other animals like crocodile, grey lungur, wild cat, deer, python, monkey, leopards and 57 species of birds are found in this park. It is certainly one of the most popular tourist destinations in Nepal, with several lodges and hotels providing full accommodations inside the park along with elephant-jeep-safaris, rafting tours and guided jungle walks.
5. Khaptad National Park
SONY DSC
The Khaptad National Park established in 1984 is a protected area in the Far-Western Region, Nepal. It is spreaded over the four districes of Bajhang, Bajura, Achham and Doti covering an area of 225 square km and ranges in elevation from 1400 m to 3,300 m.According to the latest result Khaptad National Park Include 23 mammals, 287 birds, 23 amphibians and reptiles. The symbolic mammal of the park are leopard, Himalayan black bear, wild dog and musk beer and birds like Impeyan Pheasant, Pergrine Falcon and White-rumped vulture are founded over here. It is considered to be one of the beest scenic landscapes Nepal has to offer, with various landscapes and species of birds and animals along with different kinds of vegetation.
6. Gosaikunda Lake
gosaikunda
Gosaikunda is an alpine freshwater oligotrophic lake situated in Nepal's Langtang National Park located at an attitude of 4,330 m in the Rasuwa Districe with a area of 34 acres.The lake melts and sips down to form the Trishuli River and remains frozen for six months in winter October to June.
Gosaikunda is an adventure travel destination that has been delineated as a religious site according to Hindu Mythology.
7.Upper Mustang
upper_mustang
Mustang, Formally Kingdom of Lo, is a remote and isolated region of the Nepalese Himalayas. The upper Mustang Comprise the northen two-thirds of Mustang District of Dhawalagiri Zone, Nepal.Mustang's status as a kingdom ended in 2008 when its suzerain kingdom of Nepal became a republic. It can also be called a peek into the hidden world of Buddhist Kingdom of Mustang. It is surrounded by rocks in all kinds of colorz and bizarre formations.The culture of People loving there is one of the major attractions for tourists and visitors alike.
8. Pokhara 
pokhara
Pokhara is a sub-metropolitan and the second larget city of Nepal.It is located 200 km west of the capital Kathmandu. Ithe altitude varies form 827 m in the southern part to 1740 m in the north. The Annapurna Range with three out of the ten highest mountains in the world Dhaulagiri, Annapurna I and Manaslu are within approximately 15-35 miles as-the-crow-files distance from the balley. Due to its proximity to the Annapurna Mountain range , the city is also a base for trekkers undertaking the Annapurna Circuit through ACAP region of the Annapurna range in the Himalayas. Pokhara is widening of the Seti Gandaki vallye that lies in the midland region of the Himalayas. On of the poupal lake named Fewa Lake lies in Pokhara which is famous for boating . The temple situated between the lake attaracts visitior the most. Because of Paragliding thousand of visitor are attracted here.
9. Annapurna Base Camp (ABC)
annapurnabasecamp
With terraced rice paddies, luscious rhododendron forests, and high altitude landscapes along with the Annapurna range in view most of the times, Annapurna Base Camp trek is certainly one of the most popular treks in the Annapurna region. It combines so many different landscapes and perhaps is the only trek which brings you closer to the base of 7,000-8,000 m high peaks in such a short duration of time. The trek is almost 7 to 11 days long, depending on the trekker’s itinerary and the length of walking days. ABC can be trekked almost any time of the year; however in the winters the base camp is sometimes closed due to the level of snow; according to experts’ springtime is certainly the most appealing time to visit ABC due to the full bloom of the rhododendron forests which gives the trek a truly majestic feel.
10. Panch Pokhari
panchpokhari
Panch Pokhari is Nepali for ‘five lakes’ at the base of Jungal Himal, which are considered to be holy and of religious importance. The trek to Panch Pokhari is a 12 days trek to these five holy lakes through untouched traditional villages in the presence of spectacular Himalayan landscapes. The trek offers pristine mountain views, rich culture and genuine adventure combined with unsurpassed scenic beauty and biological diversity as you make your way to a group of high altitude lakes, sacred to both Buddhist and Hindu people.
Video